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Posted by4 years ago
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I magically received a few hundred dollars in my bank account one day, which is awesome, except that I have no idea where it came from or why I received it. It's an ACH Credit and the description in my statement just says 'DOEP TREAS 310 MISC PAY XXXXXXXXXXXX CCD ID: XXXXXXXXX'. The first set of X's is my SSN and some other numbers. Not sure what the second set of X's is.
Does anyone else know what this deposit is for? I have no problems with getting surprise monies, but I'm just worried something's wrong or I'll get surprise negative monies in the future.
UPDATE: I called the bank but they had absolutely no idea what it was. The guy I was talking to said he'd Google it for me and then tried to tell me it was related to the Texas Drug Offender Education Program -__-
However, reddit went where no bank personnel could. Thank you /u/lorizzle85 for helping me figure this out. You're exactly right. I went back to my statements and realized I paid off one of my federal student loans in full a few weeks earlier (yay!). The CCD ID number and credited amount were an exact match with my automated student loan payments that I had been making on that loan every month. I think the full repayment amount the loan specialist quoted me was based on my account balance at the beginning of the month. I already had paid that month's automated payment of $X, so when I paid the full repayment amount, I overpaid by $X. Once the full repayment plus the automated (double) payment of $X was processed, my loan provider must have refunded me $X. Since it had been several weeks since I repaid the loan, silly me didn't connect the dots. Thanks reddit for coming the rescue!
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